Tag Archives: fraud

Lured into Subscription by buying a Sample – Beware

I just got this in my mailbox from Desjardins Visa, read it and be careful!


“We are writing to let you know about an issue involving the purchase of online product samples that has caused unwanted surprises for some of our clients.

When requesting a product sample, clients sometimes forget to review the terms and conditions of their purchase and do not realize they’re actually also agreeing to a subscription. As a result of the subscription, additional products are delivered and billed to the client. If you recently requested a sample online, you can check the sales conditions on the merchant’s website to see whether you have actually taken out a subscription. You can then contact the merchant if necessary.”

I’ve heard of Costco doing this kind of sneaky stuff, they sell a certain luxury cream very cheap, but then that cosmetic company starts billing you monthly.

I’ve looked into it online and turns out it was some survey on Costco’s site that offered you free samples given that you pay the shipping, but then billing you the full cost if you wouldn’t return those back.

Of course Costco will deny any relation to this, they say that those are scammers who pretend to be them and there is even a fraud note on Costco’s site.

Remember, there is no free lunch and always read the small print.

What happened to the stock generation game by Mavrodi?

I was listening to the interview with Sergey Mavrodi, a Russian entrepreneur, or criminal, depends on who you ask.

He created one of his money schemes in 1998, it was a virtual stock market game called “Stock Generation”. It was registered offshore, somewhere in the Caribbean, with a proper gaming licence.

There were tens of millions of users, but only 3 users disliked something and complained. That triggered a court case in Boston, which Mavrodi won, but then lost at the appeal stage of the case.  He was accused of fraud.



Didn’t sign up for 411.ca program with EVO? Getting unauthorized charges?

I used to be a customer with Global Payment Solutions and they gave away my information to a telemarketer who called me on behalf of EVO Canada, another merchant provider. My account with Global Payments (also known as Federated Payments) has been officially closed since 2012.

I had no idea that listening to the offer meant that this is a binding contract, they used the negative option acceptance tactic that is illegal in Canada. During the call I asked why I am contacted and it was explained that it is because I am a former customer with Global Payment solutions.

I only found out later when I saw the charges in my account since I’ve never even been sent a statement or a receipt. I tried to talk to EVO about this and they are completely unhelpful. Even worse, without my permission they put up my personal information on 411.ca search engine.

There is absolutely nothing in writing from my behalf accepting the offer or authorizing the charge.

At the moment I am looking into this. 411.ca is not helpful at all, they just direct me to EVO. Luckily my bank reversed the charges.  Global Payments refuse that they have anything to do with it. They all refuse to give their last names or e-mail, including the manager.

Please leave a comment if you are in the same boat. Let’s stop this business directory scam.